Realtors, get with the Short Sale program! |
| 6/14/2010 1:53:09 PM |
Maybe this post is a little late, but I’m still hearing comments from real estate agents that they do not want to deal with Las Vegas short sales because of the perceived risks. In fact, I’m not just referring to Las Vegas real estate agents – I have heard it from agents in a variety of the states that I do most of my mortgage work in like: California, Nevada, and Arizona.
“Co... Read More |
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One Experts Opinion About Changes Needed To The VA Loan Program |
| 3/30/2010 10:57:47 AM |
| In the beginning the VA loan program was almost perfection. I have been working with veterans and VA home loans since 1997 and had been in the mortgage industry ever since. I had plenty of opportunities to jump on the subprime mortgage bandwagon, the option arm and wagon, and a full array of other mortgage loans that I did not feel were beneficial to the home owner, but... Read More |
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New Mortgage Office |
| 2/26/2010 10:12:13 AM |
My friend Christoph Schweiger announced that his new office is now open for business today.Christoph works for Sunstreet Mortgage in their new Mesa office and is surely to rise fast t be one of the valley’s most respected loan officers. Christoph comes from the Real Estate side and having recently made the move to becoming a loan officer, he will be easy for Realtors to work... Read More |
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Who’s Keeping Up With Toronto? |
| 2/24/2010 7:55:35 PM |
| There is no doubt the last twelve to eighteen months have been pretty tough economically all across Canada and the rest of the world. One of the most difficult aspects of this economic downturn has been the negative impact on home prices, an issue that affects people in many different income ranges and with many different financial situations. Fortunately, Toronto home... Read More |
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FHA Flip Rule Video |
| 2/18/2010 10:31:25 PM |
A video about the FHA flip rule - hat tip to Mark Madsen at MyFHAMortgageBlog for letting me know about it. The flip rule being relaxed means that many investors can now do things that they couldn't before the flip rule was waived
Are you wondering how the FHA flip rule will impact you if you are looking to invest and flip a home?
Be sure to watch the video! |
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Saving Money In A Down Economy |
| 11/2/2009 7:43:25 PM |
It is no mystery that we are all living in a down economy and things are a little bit tighter when it comes to household expenses. Some people clip coupons, some cut down on the number of times they go out to eat and some have even gone as far as to sell the 2nd car or have their spouse start working.
Yet many people overlook one of the simplest things that they can do to... Read More |
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Use a free mortgage calculator and find out your affordability |
| 10/13/2009 10:13:04 AM |
Whether you want to buy your dream home or buy a dress you have always longed for you will find all of them out there – on the World Wide Web. Buying a home has never been easier. Not only that you can also find out how much you can afford if you want to take out a mortgage. Websites offer free mortgage calculator that can help you to find out the type of house you can look... Read More |
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FHA Streamline Program Changes |
| 10/8/2009 3:59:18 AM |
The rules of the mortgage business are always changing - and the most recent change is to the FHA streamline program. If you currently have an FHA loan, now is the time to refinance before the upcoming FHA streamline changes take effect.
Recently, there an new announcement from HUD and as a result, on November 17 of this year, the rules of the FHA streamline program are going... Read More |
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Phoenix AZ Home Search |
| 10/7/2009 5:41:17 AM |
| It seems as though every real estate website in the Phoenix real estate market offers ways to search the Real Estate Phoenix MLS. In a sense, each of these real estate websites leave the job of searching for homes up to you – they offer you the job of doing your own search. Some realtor websites even have maps with hundreds of pin points and even a wide area radius search... Read More |
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Great Deals On Tempe Condos |
| 10/7/2009 5:30:13 AM |
Now that there are great deals to be had all over Arizona, many parents are deciding that now may be the time to start looking for Tempe AZ Condos For Sale for their ASU student. One of the most popular developments is the Tempe Town Place Condos but there are plenty of other great condo locations in the area. One local Realtor, Dean Ouellette specializes in the Tempe Condo... Read More |
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Sure, stranger things have happened... |
| 9/23/2009 4:53:24 PM |
Recently, some home buyers are having problems with having banks like Huntington National Bank wanting them to sign documents before they will even look at their offer. Dear Huntington National Bank - The addendum you are requiring potential home buyers to sign before you will even look at their offer is, in my opinion, ludicrous and borders on criminal. I’ve seen a lot of banks... Read More
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Is Local Better? |
| 9/15/2009 11:02:02 AM |
What are you shopping for? Do you prefer to shop local when you are looking to buy something? Say you are shopping for a mortgage and live in Chandler, Arizona. Are you going to try to find a Chandler Arizona mortgage company or are you going to go with a national provider?
More and more, many people are trying hard to shop local and support local business. No matter what you... Read More |
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Debt Settlement: More Popular Than Ever |
| 8/29/2009 11:11:20 PM |
Americans have more credit card debt than ever - and it is no wonder that debt settlement has become a popular option for many people who are struggling with credit card debt.
Debt settlement is the process where an attorney essentially negotiates with your credit card companies to take less than you owe them in return for a fee. If you decide that you want to work with a... Read More |
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Things to do to keep safe |
| 8/29/2009 11:06:19 PM |
Once you have bought your house, it is then time to make sure that you make it safe. One of the best things that you can do to make your home safe is to make sure that you have one of the best home alarm systems installed from one of the nations top companies.
Installing a home alarm system is typically free and the company will usually give you the hardware needed and even... Read More |
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Credit Repair |
| 8/19/2009 1:39:54 PM |
Many people that have went through tough times have had problems with their credit and are now looking for credit repair options.
Are you looking for Arizona credit repair options?
Do you have a an account that has become wellpast due and turned over to a collection company? If so, how long hasthe account been closed?
The statute of limitationsin Arizona for writtencontracts... Read More |
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Arizona Jumbo Loans: Still Available? |
| 7/28/2009 1:28:51 PM |
Across Arizona, many aspects of the real estate market are heating up. For entry level homes, there are often multiple offers on homes. At the higher end, it is slower, but mostly due to financing problems. Are there jumbo loans available in Arizona? Yes, you can stillget jumbo financing, but the terms of today's jumbo loan market aremuch different than they were just a... Read More |
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Obama Refinance To Allow Up To 125% LTV |
| 7/1/2009 8:55:33 PM |
| Arizona Obama Refinance To 125% Announced Today, it was announced by HUD Secretary Shaun Donovan that people who owed more than 105% of what their home was worth could now refinance up to 125% of the home's value. This means that people all over Arizona can now refinance their home even if they owe more than it is worth -- up to 125% of the home's value. This expansion to the... Read More |
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Should you pay an upfront cost for loan modification? |
| 4/28/2009 2:14:37 PM |
Many people are wondering if it is possible when getting an Arizona loan modification done to not pay an up-front fee.
It is if you know where to look!
When shopping for someone to help you with your loan modification, be sure to get a full disclosure for all of the fees that you will pay -- and be sure that you are aware of what you are going to be paying for.
The worst thing... Read More |
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What Happens If You Have Too Much Credit Card Debt? |
| 4/18/2009 2:50:23 PM |
At what point do you throw up your arms and just say "I need credit card debt relief"? What happens if you have too much credit card debt and not enough money to pay your minimum payments anymore?
You may want to look into something called debt settlement - it is the process of hiring a lawyer to negotiate on your behalf with the credit card companies to pay less... Read More |
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The VA Streamline Refinance |
| 4/18/2009 8:03:40 AM |
A close cousin to the FHA streamline refinance is the VA streamline refinance aka the VA IRRRL. The VA streamline is only available to veterans who currently have a VA loan at a higher-than-market interest rate.
Should you still have questions, a loan officer who is an expert in the VA IRRRL program is only a phone call away - call anytime to be connected and get your questions... Read More |
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