If you are at least 3 months behind on your mortgage and have been unsuccessful at getting your current lender to modify your loan, there is now hope.  Last week, the government came out with the Streamlined Loan Modification Program and most lenders are participating in it.

Under the streamlined loan modification program, you may be able to get your loan modified in a simple process provided that you make your payment on time during a trial period.

Learn more about the streamlined loan modification.