As interest rates dip, many people are thinking about taking advantage of the FHA streamline refinance programs and wondering "who exactly do I call for help?"

Not every loan officer is going to be an expert in FHA programs, so make sure that you select a loan officer who has experience and knows how the FHA streamline refinance program works.

The easiest way to tell if your loan officer understands the FHA streamline program? Ask them what the UFMIP account is and how it works. If they can't explain it to you (in detail), it is a good sign that they don't have enough experience to help you!

Make sure that you are taking the time to find a FHA refinance streamline expert - you won't be sorry for the extra effort it took to find them!