Should you work with a loan modification attorney to get your loan modified?

It depends.

The people who work at the lender are negotiators, and need to protect the interests of their employers. The loan modification process is a legal process, and if not handled properly according to federal and state laws, things can get worse for you in the long run.

Good loan modification attorneys have experience negotiating with banks and legal entities, and  they understand state and federal law as well as lending regulations. They can also use the Truth in Lending act (TILA) and Real Estate and Settlement Procedures act (RESPA) to your advantage.

Should you work with a loan modification attorney to get your loan modified? It is probably worth the time to at least talk to a few good loan modification attorneys about your specific situation and get their advice - even if you end up doing your own loan modification.