FHA Refinance Mortgage

The FHA Secure Mortgage plan recently announced by President Bush seems to be gettting the lions share of the press related to the FHA mortgage refinancing programs available to borrowers -- but it is probably not the most popular one. What is the most popular FHA mortgage refinancing option in today's world?

Probably the 95% cash out FHA mortgage... Read More

With many Adjustable Rate Mortgages coming due, more and more homes are going into foreclosure as home owners can no longer afford their homes. While Adjustable Rate Mortgages fit the needs of many, they don’t fit the needs of all. What happens when you find out that your ARM is no longer working for you?

First of all, let’s spend a little time... Read More

Do you currently have a subprime loan? If you do, don't worry, there are a number of options out there that may be able to help your situation.

Having a subprime loan doesn’t mean that you are a bad person. It doesn’t mean that you are a bad borrower. It doesn’t mean that you need to wait to see what options are available to you.

It means that you need... Read More

The last few years we saw lots of fancy funk loans. These loans were so fancy funk they led to thousands and thousands of foreclosures and a depreciated real estate market. Now some people want to claim the houses were over priced to begin with. That is why the prices dropped so low so fast. For those people still hanging on to their homes by the... Read More

Many of the people that I work with are asking more and more "is an FHA mortgage right for me?" so I thought I would start a blog that was all-things-related to FHA and FHA mortgage refinancing. There are many different programs within FHA such as the FHA Streamline program, FHA Secure, FHA Cash Out Refinancing, FHA purchase programs and a handful... Read More