FHA Refinance Mortgage

Are You Due An MIP Refund from HUD? How To Find Out -- FAST and FREE!

7/26/2008 3:50:43 PM

There is now a simple way to find out! Simply go here and you can search by your Last Name and find out if you are owed an MIP refund, how much it is and how to start the process to collect it. Of course, if you have any questions about this, you can always contact me!

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mip refund

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Arizona FHA Loan Officer

Slow But Steady To Get Your Mip Refund

4/22/2008 8:56:07 AM

mip refund, fha secure

You just finished closing the sale of your home or just refinanced your existing mortgage and you’ve heard that you might be in line for a mip refund. If you had an FHA-insured mortgage, you may be eligible for a mip refund from HUD/FHA. Review your settlement papers and check with your mortgage company to see if you paid an insurance premium during closing. You may be... Read More

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mip refund, fha secure

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The Ins and Outs of MIP Refunds

4/10/2008 9:13:10 AM

How can you determine if you have a mortgage insurance premium or MIP refund due you? The FHA has published guidelines that can show you if you are eligible and tables that will help you determine if you have an MIP refund coming to you. Additionally, there are many experts that can guide you through the process if you should require assistance.

In a nutshell, if you paid... Read More

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fha secure, fha refinance, MIP Refund

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Call 1-800-697-6967 to See if You Qualify for a MIP Refund

3/26/2008 12:07:22 PM

Just what is a MIP refund? If you have had an FHA loan originated after 1983, and have paid off your loan, you may be due a refund for your mortgage insurance premiums that were charged to guarantee the loan. FHA loans carry mortgage insurance that you paid for monthly for seven years, so if you originated or assumed an FHA loan after 1983, you will be able to get a refund... Read More

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Questions about an MIP Refund?

3/17/2008 8:41:06 PM

It seems lately that I have been getting more than the usual amount of questions about people who had an FHA loan or who are currently in an FHA loan and are wondering about their Up Front Mortgage Insurance Premium (UFMIP) account and whether or not they are due an MIP Refund.

When someone asks me directly "am I due an MIP Refund from HUD?" My first response is... Read More

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MIP Refund

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Arizona FHA Loan Officer

The Number of MIP Refunds Owed To Homeowners Is Growing

3/12/2008 9:39:47 AM

Whenever someone gets an FHA loan, they are required to pay something called Up Front Mortgage Insurance Premium. This UFMIP is currently calculated to be 1.5% of the loan amount and is set into an escrow account and drawn down monthly for a set number of months until the account is depleted.

Depending on when someone took out an FHA loan and depending on when they... Read More

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MIP Refund

Posted by

Arizona FHA Loan Officer

What is A MIP Refund and Can I Get One?

3/5/2008 2:23:04 PM

An MIP refund or mortgage insurance premium refund is applicable to those that created their loan after September 1, 1983, paid a mortgage insurance premium during closing and never defaulted on the loan(fha-information.com). If you purchased property from a seller that never received a MIP refund then you may be able to get a refund when the mortgage loan is paid in full.... Read More

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mip refund, fha refinance

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MIP Refund and FHA Refinance Are Money in Your Pocket

2/12/2008 9:34:16 AM

mip refund, fha refinance You may be due a MIP refund if you got an FHA loan, and sold your home before you paid the loan off. MIP refers to mortgage insurance premium, and when they generated your FHA loan, they included the cost of the insurance in your loan, so it is possible that you could be owed a MIP refund. If you paid off your loan or sold your home, and do not get... Read More

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mip refund, fha refinance

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What is PMI? Is it the same as MIP? If there is such a thing as an MIP Refund, can someone get a PMI refund?

1/26/2008 11:27:48 AM

What is PMI?

If you are buying a home chances are the topic of PMI has come up, and you’ve wondered what it is. PMI stands for private mortgage insurance, and is an extra fee built into your monthly mortgage payment designed to protect lenders against foreclosure costs. The protection is provided by third-party PMI companies, which work in a way... Read More

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MIP Refund, PMI

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Arizona FHA Loan Officer

If you can qualify, get an FHA loan.

1/25/2008 11:36:05 AM

The last few years we saw lots of fancy funk loans. These loans were so fancy funk they led to thousands and thousands of foreclosures and a depreciated real estate market. Now some people want to claim the houses were over priced to begin with. That is why the prices dropped so low so fast. For those people still hanging on to their homes by the... Read More

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fha mortgage refinance, mip refund

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