Recent Posts
Arizona FHA Mortgage Rates November 10 2008
Expanding FHA’s Refinance Program to Help Families Stay in Their Homes
FHA Hope for Homeowners Program
Save money on your mortgage -- make bi weekly payments as seen on Oprah!
FHA New Up Front Mortgage Insurance Premiums Are Raised
Loan Modification Harder To Get Done Now Than 5 Months Ago
The Housing and Economic Recovery Act of 2008 — What It Means For Veterans
1,300 Foreclosures per day in California? Try the FHA Secure Mortgage Program or a Loan Modification First.
One Third of New Owners Owe More Than House Is Worth
FHA Loan Volume Jumps By 48 Percent in Q2
It Is Harder To Get Approved For A Mortgage Loan
The Housing and Economic Recovery Act of 2008 — How The First Time Homebuyer Tax Credit Works
There's more to the mortgage relief bill than just mortgage relief
BankUnited Announces Mortgage Assistance Program -- Option ARM To Conventional or FHA Refinance
Can't Qualify For an FHA Secure Mortgage Loan? Here Are Some Signs That Loan Modification May Be Right For You.
FHA Has Helped 300,000 Families in 2008, FHA Secure on Pace to Help 500,000 by Year’s End
Having Trouble Making Your Mortgage Payment? Ask Your Lender To Do These 6 Things.
HUD Secretary Comments on Pending Housing Legislation
Are You Due An MIP Refund from HUD? How To Find Out -- FAST and FREE!
Is a loan modification right for you?
Most Read
What if you don't qualify for an FHA Secure mortgage loan as an FHA Mortgage Refinance option?
Do you currently have a subprime loan? Find out if an FHA Mortgage Refinance option (such as FHA Secure) is right for you.
Refinancing From An Adjustable Rate Mortgage to Fixed Rate Mortgage
Project Lifeline Announced -- Designed to Supplement FHA Secure and HOPE NOW
Another FHA Mortgage Refinance Option: Getting Cash Back Using The 95% FHA Mortgage Refinacing Cash Out Product
Topics
FHA Refinance(36)
fha secure(32)
fha mortgage refinance(26)
fha refinancing(10)
mip refund(10)
fha secure rate reduction plan(8)
Loan Modification(6)
Down Payment Assistance Programs(2)
FHA Secure Mortgage(2)
Adjustable Rate Mortgage Fix(1)
arizona fha mortgage rates(1)
Arizona Mortgage Team(1)
bi weekly payments(1)
fha(1)
fha expansion(1)
FHA History(1)
FHA Hope For Homeowners(1)
FHA Legislation(1)
fha loan limits(1)
fha mortgage refinancing(1)
FHA Reform(1)
FHA Streamline(1)
FHA UFMIP(1)
Housing Rescue Bill(1)
Maricopa County Mortgage Loans(1)
mortgage guidelines(1)
mortgage relief bill(1)
payday loans(1)
PMI(1)
Project Lifeline(1)
The Housing and Economic Recovery Act of 2008(1)
VA Loans(1)

Are You Due An MIP Refund from HUD? How To Find Out -- FAST and FREE!

There is now a simple way to find out! Simply go here and you can search by your Last Name and find out if you are owed an MIP refund, how much it is and how to start the process to collect it. Of course, if you have any questions about this, you can always contact me!
Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
Email the Top Loan Officer About FHA Refinancing

Slow But Steady To Get Your Mip Refund

mip refund, fha secure

You just finished closing the sale of your home or just refinanced your existing mortgage and you’ve heard that you might be in line for a mip refund. If you had an FHA-insured mortgage, you may be eligible for a mip refund from HUD/FHA. Review your settlement papers and check with your mortgage company to see if you paid an insurance premium during closing. You may be... Read More

Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

The Ins and Outs of MIP Refunds

MIP RefundHow can you determine if you have a mortgage insurance premium or MIP refund due you? The FHA has published guidelines that can show you if you are eligible and tables that will help you determine if you have an MIP refund coming to you. Additionally, there are many experts that can guide you through the process if you should require assistance.

In a nutshell, if you paid... Read More
Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

Call 1-800-697-6967 to See if You Qualify for a MIP Refund

Just what is a MIP refund? If you have had an FHA loan originated after 1983, and have paid off your loan, you may be due a refund for your mortgage insurance premiums that were charged to guarantee the loan. FHA loans carry mortgage insurance that you paid for monthly for seven years, so if you originated or assumed an FHA loan after 1983, you will be able to get a refund... Read More
Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

Questions about an MIP Refund?

It seems lately that I have been getting more than the usual amount of questions about people who had an FHA loan or who are currently in an FHA loan and are wondering about their Up Front Mortgage Insurance Premium (UFMIP) account and whether or not they are due an MIP Refund.

When someone asks me directly "am I due an MIP Refund from HUD?" My first response is... Read More
Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

The Number of MIP Refunds Owed To Homeowners Is Growing

Refund Due

Whenever someone gets an FHA loan, they are required to pay something called Up Front Mortgage Insurance Premium. This UFMIP is currently calculated to be 1.5% of the loan amount and is set into an escrow account and drawn down monthly for a set number of months until the account is depleted.

Depending on when someone took out an FHA loan and depending on when they... Read More
Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

What is A MIP Refund and Can I Get One?

An MIP refund or mortgage insurance premium refund is applicable to those that created their loan after September 1, 1983, paid a mortgage insurance premium during closing and never defaulted on the loan(fha-information.com). If you purchased property from a seller that never received a MIP refund then you may be able to get a refund when the mortgage loan is paid in full.... Read More
Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

MIP Refund and FHA Refinance Are Money in Your Pocket

mip refund, fha refinance You may be due a MIP refund if you got an FHA loan, and sold your home before you paid the loan off. MIP refers to mortgage insurance premium, and when they generated your FHA loan, they included the cost of the insurance in your loan, so it is possible that you could be owed a MIP refund. If you paid off your loan or sold your home, and do not get... Read More

Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

What is PMI? Is it the same as MIP? If there is such a thing as an MIP Refund, can someone get a PMI refund?

What is PMI?

If you are buying a home chances are the topic of PMI has come up, and you’ve wondered what it is. PMI stands for private mortgage insurance, and is an extra fee built into your monthly mortgage payment designed to protect lenders against foreclosure costs. The protection is provided by third-party PMI companies, which work in a way... Read More

Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 

If you can qualify, get an FHA loan.

The last few years we saw lots of fancy funk loans. These loans were so fancy funk they led to thousands and thousands of foreclosures and a depreciated real estate market. Now some people want to claim the houses were over priced to begin with. That is why the prices dropped so low so fast. For those people still hanging on to their homes by the... Read More

Topics:  
Posted by 
View Comments-Post A Comment-Suggest a Topic-Contribute
 
Links
Home
Get Blog Widget
free blog
Blog Roll
Assurity Licensing Information
Assurity Privacy Policy
Arizona Mortgage Team
Favorite Links
FHA-Secure-Mortgage
FHA Secure Program
HUD
ACORN Housing
Center For Responsible Lending
Fannie Mae
HOPE NOW
Blown Mortgage
How To Avoid Foreclosure
Reverse Mortgage Arizona
Chandler Arizona Mortgage
Phoenix Arizona Mortgages
Gilbert Arizona Mortgage
Phoenix Reverse Mortgages
Reverse Mortgage Chandler
Tempe Reverse Mortgage
Prescott Reverse Mortgage
Yuma Reverse Mortgage
Gilbert Reverse Mortgage
Sun Lakes Reverse Mortgage
Mesa Reverse Mortgage
Reverse Mortgages Arizona
www.ReverseMortgagesAZ.org
Reverse Mortgage Arizona
Reverse Mortgage AZ
HECM Arizona
Mesa Arizona Mortgage
Tempe AZ Mortgage
Mesa Arizona Mortgage
Phoenix Arizona Mortgages
Arizona FHA Mortgage
FHA Arizona Mortgage
Gilbert Arizona Mortgage
Bad Credit Florida Mortgage
Reverse Mortgage New Mexico
Reverse Mortgage Utah
Reverse Mortgages Utah
Texas Reverse Mortgage
Reverse Mortgage Akron
Manufactured Home Reverse Mortgages
Reverse Mortgages New Mexico
Laughlin Reverse Mortgage
Sedona Reverse Mortgage
Havasu Reverse Mortgage.com
Marana Reverse Mortgage
Flagstaff Reverse Mortgages
Reverse Mortgage CA
Reverse Mortgage TX
Reverse Mortgage Colorado
Reverse Mortgage Georgia
Reverse Mortgage FLA
Florida HECM.org
Reverse Mortgage SC
Reverse Mortgage-Phoenix
Refinance Bad Credit Mortgage
Bad Credit Mortgage Arizona
Arizona FHA Mortgage
RSS Feeds
RSS Feed
Atom Feed
Free Blogs